The Essential Home Repairs Program

This program is designed to assist Arvada homeowners in making needed repairs and energy saving improvements to their homes. It provides grants and loans, as well as technical assistance and contractor supervision to assure the work is performed to specified standards.

Work which may be eligible under this program includes, but is not limited to:

  Roofing                                 Structural                        Gutters

  Plumbing:                               Heating                          Electrical                      

      Water Heaters                    Floor Coverings            Ceramic Tile          

       Kitchen Sinks                    Doors                           Storm Doors

       Bath Fixtures                    Windows                        Painting

       Drains &                          Air Infiltration                  Lead Hazard controls

       Distribution lines            

  WHO IS ELIGIBLE TO PARTICIPATE IN THE PROGRAM? Your eligibility will be determined primarily on the basis of the following factors: Your home must be a single-family residential structure.

• You must own or be buying your home.
• You must live in your home as the primary residence.
• Your annual family income cannot exceed a specific income (Please call for current limits).
• You must meet bank requirements regarding credit worthiness and financial condition for the 0%, 3%, and Prime Rate Loans.

WHAT TYPES OF AWARDS ARE AVAILABLE?

The maximum amount of the following awards is $25,000.

• GRANT: No repayment is required if you reside in your home for 10 years from the time the grant is signed. Available for elderly and disabled only.
• DEFERRED LOAN: Reimbursement must be made upon sale or disposition of the house.
• 0% INTEREST LOAN: The amount borrowed (principal) is all you repay within 10 years.
• 3% INTEREST LOAN: The amount borrowed plus 3% annual interest must be repaid within 10 years.
• PRIME RATE LOAN: The interest rate charged is the current prime rate.

If you would like more information, please call: